Long-term Disability Insurance Claims
If you had to stop working because of injury, illness, or disease, you may have access to short and long-term disability insurance benefits through your employer or some other private insurance plan. In these situations, it does not matter who is at fault for your injury or illness occurring.
This coverage is meant to replace your lost earnings while you are absent from work during recovery. Unfortunately, some people are never able to recover enough to return to work and must rely on their long-term disability insurance coverage to replace their lost earnings.
Most disability insurance policies will provide benefits for 2 years if you can’t return to work at your job. Your entitlement to disability insurance benefits after 2 years could depend on you meeting new criteria. Your insurance company may disagree you and your doctors regarding how your injuries or illnesses impact your ability to work and your everyday life. If your insurance company denies or cancels your disability insurance benefits then you should speak to a lawyer immediately and let them review your policy and your medical situation. Sometimes poor communication or a lack of understanding of your injury or illness could be the reason that your disability insurance benefits are cut-off by your insurance company.
Our lawyers can work with you to make sure that you are receiving the maximum amount of benefits that you are entitled to. Long-term disability coverage through your employer is part of your compensation package. You have earned it. We can help make sure that it is there for you when you need it.