The Duty to Defend
Your car insurance policy requires your insurer to hire a lawyer to defend you if you are sued. But what if your insurer offers to pay your liability limits and then walk away? In a recent case that's exactly what happened. Mr. Malaviya had chosen to have just the minimum amount of car insurance you can ($200,000). He was involved in an accident and was sued for more than $200,000. His insurer offered to pay the $200,000 to the plaintiffs in the lawsuit and asked the Court to declare that it had no further duty to defend him. The application was dismissed because the Insurance Act does not say [...]




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