Legal Assistance

Accident Benefit Claim Lawyer in Ottawa, Ontario

McNally Gervan is a leading personal injury law firm that specializes in handling serious physical injury claims arising from accidents and provides expert legal assistance and advice for those seeking accident benefits in the Ottawa area.

Accident Benefit Claims in Ottawa – Statutory Accident Benefits (SABs) or No-Fault Benefits.

The standard auto insurance policy in Ontario provides certain benefits to persons injured in an Ottawa car accident regardless of who is at fault. These benefits are defined by a regulation issued under Ontario’s Insurance Act. The regulation is commonly known as the Statutory Accident Benefits Schedule or SABs for short. All auto insurance policies provide a certain standard level of benefits. Access to statutory accident benefits in Ontario is defined but in practice will depend on the administrative approach taken by individual insurers.

Need Help With an Accident Benefit Claim?

The personal injury lawyers at McNally Gervan LLP understand the system and are here to help car accident victims in Ottawa get the support they need and the benefits they deserve.

Optional Insurance Coverage

The policy holder has the choice of purchasing increased levels of protection for certain coverages provided in the standard policy. When purchased, this increased level of protection becomes available to the policy holder, the policy holder’s spouse and any dependents if they are injured in an auto accident. This is an under-utilized feature of statutory accident benefits in Ontario because consumers usually shop for the cheapest coverage available. It is only once they have been injured that buyer’s remorse sets in on the realization that the standard coverage is not sufficient to cover actual loss of income caused by the accident injuries.

Statutory Accident Benefits Available in Ontario

Income Replacement Benefits

If you cannot work because of the injuries caused by a motor vehicle accident, this benefit will compensate you in a limited way for the loss of your income. The compensation under the income replacement benefit is partial, as you can only receive the lesser of a maximum of 80 % of your net income or $400.00 weekly.

Non-Earner Benefits

If you suffer a complete inability to carry on your normal activities because of the injuries caused by a motor vehicle collision this benefit will compensate you in a limited way. The benefit is not payable during the first 6 months of entitlement. The benefit amount is only $185.00 weekly.

Caregiver Benefits

If you cannot continue as a primary caregiver, this caregiver benefit will reimburse you for expenses incurred in arranging for replacement services. It also is limited in amount.

Medical and Rehabilitation Benefits

This benefit will pay for reasonable and necessary medical and rehabilitation expenses that are not covered by a government health plan or a private health plan that the injured insured may have through work or a family member. There are various limits and controls on access to this benefit. Access to prompt and effective medical and rehabilitation treatment is an important factor in recovery from accident injury.

Attendant Care Benefits

If you are unable to carry out certain personal care activities (such as bathing, toileting, dressing or feeding yourself) as a result of severe or catastrophic injuries sustained in a motor vehicle collision this attendant care benefit will pay reasonable and necessary expenses for an aide, attendant or long-term care facility. The calculation of the benefit is made using rates that are in some cases well below market value.

Other Expenses Benefits

This benefit may pay for expenses such as lost educational expenses, the cost of certain people visiting you during treatment and recovery, and reasonable costs related to housekeeping or home maintenance required due to injuries sustained in an accident. You may also be covered for repairing or replacing certain items of your clothing that were lost or damaged in the collision.

Death and Funeral Benefits

There are lump-sum payments available to the surviving family members of a person killed in a car accident and to help pay for funeral expenses.

If your insurer has denied you entitlement to or cut you off from payment of statutory accident benefits in Ontario then you can get our assistance to obtain payment of your benefits. Simply contact us and our personal injury lawyer in Ottawa will be happy to discuss with you your claim to payment of statutory accident benefits in Ontario.

How We Can Help

Are you or a loved one dealing with the aftermath of an accident and struggling to navigate the complex legal system to obtain the compensation you deserve? Look no further than McNally Gervan.

Our team of specialized lawyers is here to guide you through the process of understanding your legal rights and obligations, explaining the types of benefits that may be available to you, and helping you understand any limitations or exclusions that may apply.

We can also provide crucial assistance in completing the necessary paperwork and forms required to apply for benefits, ensuring that all the necessary information is provided and the application is submitted correctly and on time.

And in the unfortunate event that your insurance company denies or disputes your claim, our lawyers can provide representation and advocacy on your behalf, negotiating with the insurance company, filing appeals or complaints with regulatory bodies, and taking legal action in court if necessary.

At our law firm, we are dedicated to providing our clients with the support and assistance they need to recover and move forward with their lives after an accident. Don’t hesitate to reach out to us for help in obtaining the benefits you deserve.

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Trust in Our Experienced Personal Injury Lawyers

The lawyers at McNally Gervan LLP understand the system and are here to help accident victims get the support they need and the benefits they deserve. We are experienced in dealing with insurance companies, and will fight for medical, rehabilitation and other benefits that insurers deny to injured accident victims and their families.

If you have a question or need assistance, our team of personal injury lawyers is here to help. We know every personal injury case is unique and we work hard to make sure our clients are fairly compensated. We know it’s personal.


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