Legal Assistance

Life Insurance Claim Lawyer – Ottawa

Don’t face a life insurance claim alone. Our experienced life insurance claims lawyers are here to help you every step of the way. Whether you need assistance with a claim, have questions, or have had a claim denied, we are dedicated to fighting for fair compensation on your behalf.

Ottawa Insurance Lawyer

Life Insurance Claims & Disputes

The loss of a loved one can be overwhelming, and a dispute with a life insurance company can only compound the stress and grief of the situation. Purchasers of life insurance rely on the expectation of receiving fair and impartial treatment from their provider. However, insurance companies do deny claims under life insurance policies, which can be a significant challenge for the grieving family.

It’s important to note that not all claim denials are unjustified, but there are instances where a denial is based on an unfair interpretation of the policy or other factors. When a claim is denied, the family is left with the responsibility of navigating the complex and often intimidating legal process to recover the benefits they are entitled to receive.

If you or a loved one is facing a dispute with a life insurance company, it’s critical to seek legal guidance from experienced attorneys who specialize in life insurance claims. McNally Gervan life insurance lawyers can help you understand your legal rights, explore your options, and fight for the benefits you deserve, while allowing you to focus on healing and moving forward during this difficult time.

Understanding Life Insurance Claims

Submitting a life insurance claim to an insurance company can trigger a range of legal issues, particularly when the insurer requests additional medical information beyond the death certificate. When additional medical records are requested it means that the insurance company is searching for pre-existing medical conditions that may not have been disclosed on the application for life insurance.  The insurer is looking for a reason to deny the claim.  This process can be stressful and confusing for the beneficiary of the life insurance policy, particularly when premiums have been paid diligently over many years.

If an insurer refuses to pay out a life insurance benefit, it’s crucial to seek legal advice from an experienced insurance lawyer in Ottawa as soon as possible. Our lawyers can provide valuable guidance on how to challenge the insurer’s decision and fight for the benefits that the policyholder deserves.

An experienced McNally Gervan life insurance claim lawyer can assess the validity of the claim and work with the insurer to negotiate a settlement that is fair and just. Our lawyers can also help the beneficiary understand their legal rights and obligations under the policy and any relevant legislation, ensuring that they make informed decisions throughout the process.

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The Ottawa insurance lawyers at McNally Gervan LLP understand the system and are here to help accident victims get the support they need and the benefits they deserve.

Support & Guidance for Denied Life Insurance Claims

At McNally Gervan, our lawyers are experienced at helping people whose claims for life insurance benefits have been denied. They have years of experience in investigating and assessing these claims and helping recover the life insurance benefits people are entitled to receive.

In addition to legal expertise, a life insurance lawyer from McNally Gervan provides compassionate and personalized service to our clients. We understand the difficulties our clients may face during the claims process, and strive to provide support and advocacy every step of the way.

Why do Life Insurance Companies Deny Certain Claims?

A life insurance payment can be denied for a variety of reasons. Some common circumstances surrounding the denial of life insurance benefits include:

Non-Disclosure: If the policyholder failed to disclose relevant information on their application for coverage, such as a pre-existing medical condition or risky occupation, the insurer may deny the claim.

Lapsed Policy: In the event of non-payment of premiums or policy renewal, life insurance coverage may lapse, and the insurer will not pay out any benefits.

Suicide Clause: Many life insurance policies have a suicide clause that excludes coverage for death by suicide within a certain period after the policy is issued.

Exclusions: Some policies may have specific exclusions, such as deaths resulting from high-risk activities or certain medical conditions.

Fraudulent Misrepresentation: If the policyholder misrepresented themselves or provided false information on their application, the insurer may deny the claim.

Don’t let a denied claim add to the stress of an already difficult time. McNally Gervan’s life insurance lawyers possess a wealth of knowledge and have a proven track record in handling a variety of life insurance claims. Well-versed in the complex language and nuances of life insurance policies, our legal team can provide you with comprehensive advice and guidance.

If you have had a life insurance denial denied, book your free consultation with a McNally Gervan life insurance lawyer. Let us help you navigate the legal system and recover fair compensation.

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Our Lawyers for Life Insurance Claims Are Here to Support You

If you have a question, need assistance regarding a claim under a life insurance policy, or have had a life insurance claim denied, our team of Ottawa personal injury lawyers is here to help. We take your situation personally and will work tirelessly to protect your rights and secure the benefits you are entitled to. Contact us today for a free consultation to learn how we can help you navigate the legal process and achieve a positive outcome. We know it’s personal.


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