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The Insurance Company Refuses to Pay My Car Accident Claim

2023-09-29T17:06:45-04:00

A car accident can be an extremely stressful event–not only in the moment, but also in the days and weeks after. You have to deal with the physical and emotional aftermath, as well as navigate the complex world of auto insurance. You pay your premiums every month, so you expect your insurance company to be there for you when you need them. However, sometimes insurance companies refuse to pay out on legitimate claims.  In this blog post, we will explore why insurance companies might deny your insurance claim and what you can do about it. How Do Auto Insurance Accident Claims [...]

The Insurance Company Refuses to Pay My Car Accident Claim2023-09-29T17:06:45-04:00

Slip-and-Fall-Type Accidents Explained

2023-09-29T17:08:17-04:00

A slip-and-fall accident refers to an incident in which a person slips, trips, or falls as a result of a dangerous or hazardous condition on someone else's property. Contrary to popular belief, slip-and-fall accidents affect huge numbers of Canadians every year. According to the Government of Canada's most recent statistics, "falls were the leading cause of injury hospitalization among all ages," making them an important type of personal injury to be familiar with. In this blog, we will shed light on the concept of slip-and-fall accidents, where and why they occur, common fall injuries, how to know if you have a [...]

Slip-and-Fall-Type Accidents Explained2023-09-29T17:08:17-04:00

How Are My Medical Bills Paid After an Accident?

2023-09-29T17:10:04-04:00

In the aftermath of an accident, medical bills can pile up quickly, adding stress and uncertainty to an already difficult situation. If you have been involved in an accident, you may be wondering how these bills will be paid.  OHIP (Ontario Health Insurance Plan) doesn’t cover many medical, personal care and rehabilitation services that accident victims require.  In this blog, we will explore the options available to you, including insurance coverage and government programs, to help you navigate the process and ensure that your medical expenses are covered. Whether you have suffered a minor injury or a more serious one, it's [...]

How Are My Medical Bills Paid After an Accident?2023-09-29T17:10:04-04:00

How to Prevent Dog Bites

2023-09-29T17:11:11-04:00

Dogs are a beloved part of many people's lives, but it is important to recognize that not all interactions with them end happily. According to the World Health Organization (WHO), "dog bites account for tens of millions of injuries annually," with children most at risk. If you or someone you love has been bitten by a dog, contact a personal injury lawyer. You may be entitled to compensation. That said, it's always better to prevent these incidents from happening in the first place. In this blog post, we'll be diving into why dogs bite and the steps you can take to [...]

How to Prevent Dog Bites2023-09-29T17:11:11-04:00

What Happens if My Personal Injury Claim Goes to Court?

2023-09-29T17:15:30-04:00

Although most personal injury cases settle before trial, if you are involved in a car accident or any other kind of mishap that causes you to pursue a personal injury claim, there is a chance that your case goes to court. This can happen if the insurance company denies your claim, or if you and the insurance company are unable to reach a settlement agreement. In this situation, you may need to file a lawsuit and have your case heard in front of a judge. Going to court when it comes to personal injury cases can be a nerve-wracking experience, but [...]

What Happens if My Personal Injury Claim Goes to Court?2023-09-29T17:15:30-04:00

Traumatic Brain Injuries

2023-09-29T17:16:58-04:00

In 2013, a high school rugby player from Ottawa named Rowan Stringer passed away at just 17. After experiencing her first concussion, she continued playing rugby, as no one told her to refrain from continuing to undertake physical activity so that she could recover. Unfortunately, she suffered another concussion when she resumed playing rugby, exacerbating her injury. As a result, she suffered as many as six concussions over just six days. Rowan’s sudden death was tragic because she was young, and her life-ending injuries had been preventable. Had her parents, teachers, and coaches known more about the dangers of brain injuries, [...]

Traumatic Brain Injuries2023-09-29T17:16:58-04:00

Removing Ice and Snow During the Winter

2023-09-29T17:18:28-04:00

Every winter, snow and ice accumulate on sidewalks and private properties, presenting liability situations for municipalities and property owners and dangers for individuals. Municipalities have a responsibility to keep their sidewalks reasonably safe for pedestrians and to clear ice and snow. Similarly, property owners are responsible for keeping their property clear of ice and snow. If they neglect their responsibility, people can slip on the ice or snow and fall, becoming injured. There is an unusual scenario of hazardous winter conditions in which adjacent property owners can both be liable for creating and permitting an icy hazard to exist. The reported [...]

Removing Ice and Snow During the Winter2023-09-29T17:18:28-04:00

Ontario No-Fault Car Insurance Benefits

2023-09-29T17:21:32-04:00

Under provincial law in Ontario, every car insurance policy provides Statutory Accident Benefits. You may also have heard these benefits be called “no-fault insurance” benefits.  These benefits come with every car insurance policy that is sold in Ontario.  Although no one means to get into an accident, every person involved needs support. Regardless of how you are involved in an accident, you can receive insurance coverage and payments for various types of expenses and losses: personal care; lost wages; medical treatment and expenses; and rehabilitation. Even if you are at fault in an accident, you are entitled to receive Statutory Accident [...]

Ontario No-Fault Car Insurance Benefits2023-09-29T17:21:32-04:00

What to Do In Case of a Car Accident

2023-09-29T17:22:54-04:00

Car accidents can happen in a split second and yet have terrible physical and financial consequences that last a lifetime. Below are ten actions you should take if you are involved in a car accident. Call 911. The sooner you alert the authorities, the sooner they can arrive on the scene and address the situation. Get the other driver’s information before leaving the scene. Specifically, ask for their licence plate number and insurance details. Equipping yourself with this information will enable you to be less dependent on other sources (i.e., your insurance company and the police) to navigate the legal process. [...]

What to Do In Case of a Car Accident2023-09-29T17:22:54-04:00

Damages for Mental Anguish in a Long-Term Disability Claim

2023-09-29T17:25:12-04:00

When—due to a disability—an employee can no longer work, they could qualify for long-term disability insurance. Long-term disability insurance can provide them with financial assistance to compensate for their lost income. Insurance coverage usually provides about 65% of a disabled employee’s regular income. Long-term disability insurance is covered under a contractual agreement between the insurance provider and the insured employee. Therefore, if an insured disabled employee is unable to work and submits a valid claim and the insurance provider denies the claim, the employee can take legal action against the insurance provider. An insurance provider’s denial of a valid long-term disability [...]

Damages for Mental Anguish in a Long-Term Disability Claim2023-09-29T17:25:12-04:00

At McNally Gervan we represent accident victims who have suffered catastrophic and serious personal injuries. We have the experience, the determination, and the resources to level the playing field. Contact us for a free consultation with a personal injury lawyer and tell us what happened.

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