OCF-1: Accident Benefits Application Package

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What is the Accident Benefits Application Package (OCF-1)?

According to the Financial Services Regulatory Authority (FSRA) of Ontario, you must complete a series of forms if you are seeking compensation for your injuries. One of them is the OCF-1 (Accident Benefits Application Package). If you were injured in an automobile accident on or after November 1, 1996, your auto insurance provider must complete and submit the OCF-1, also known as the Accident Benefits Application Package. In addition, your insurer may request that you enclose with this application additional forms, such as the OCF-2, OCF-3, OCF-5 and/or OCF-23. Submit the OCF-5 only after you have spoken to a lawyer. 

In addition to requiring you to submit this package, your insurer may ask that you enclose with this application additional forms such as the OCF-2, OCF-3, OCF-5 and/or the OCF-23. Upon reviewing your application package, the insurance company will contact you to discuss your potential benefits.

Submitting this package will make it easier to establish whether you qualify for benefits. However, you must complete it correctly so that your insurance provider compensates you fully and punctually. We, therefore, recommend you hire a personal injury lawyer so that they can help you complete the form accurately to ensure that you receive the compensation and benefits you rightfully deserve.

You can download the OCF-1 here:

OCF-1: Application for Accident Benefits​ 

What information does the OCF-1 require?

 The OCF-1 asks you for information on:

  • your accident, 
  • your auto insurance policy, 
  • your employment status, 
  • your health, 
  • what your income replacement determination is;
  • whether you are a student or a family caregiver; and
  • other insurance and collateral payment information. 

Insurance companies scrutinize claimants’ application packages, so ensure to complete your application package as accurately as possible to receive all the benefits to which you are entitled. We recommend you contact an experienced personal injury lawyer who will help you complete this application package.

How can a personal injury lawyer help me complete the OCF-1?

 Our personal injury lawyers know OCF-1 very well. Our lawyers will ensure that the OCF-1 lists your injuries. They will clarify which benefits apply in your case, explain the confusing aspects of the package, and submit the package correctly on your behalf. They will also deal with the insurance provider on your behalf. Avoid signing anything that seems unclear to you. Here again is where a personal injury lawyer can help you. We will also help you complete the paperwork accurately and meet all the filing deadlines.

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Call Us For A Free Consultation

The personal injury lawyers at McNally Gervan LLP understand the system and are here to help car accident victims in Ottawa get the support they need and the benefits they deserve.

If you have a question or need assistance, our team of personal injury lawyers is here to help. We know every personal injury case is unique and we work hard to make sure our clients are fairly compensated.

If you are unable to travel to our downtown Ottawa office, one of our lawyers or paralegals can come to meet you at your home or some other convenient location. During the free consultation, we will get to know you and to understand the nature of your injuries, as well as the impact the accident is having on you and your family. Contact us for a free Consultation. We know it’s personal.