It is not easy to deal with large insurance companies. Often, you walk away with more questions than answers. Complex policies can often leave insured persons wondering about the extent of their coverage and unable to know what they qualify for. Insurance is a...
For most jobs, an employee does not have the right to file a lawsuit if they become injured in the workplace. Instead, they receive benefits through the Workplace Safety & Insurance Board (WSIB). However, these benefits can be insufficient for paying expenses....
In Ontario, all drivers are required by law to have automobile insurance. If you drive a car without proper and valid insurance, you risk a very serious fine. If you drive a car without proper and valid insurance, you may not be able to recover some benefits if you...
Ontario’s Budget for 2019 (“Protecting What Matters Most) included important changes for automobile accident victims. In particular, the government has announced that it will be restoring the available amounts for seriously (catastrophically) injured accident victims...
Ride-sharing is a rapidly growing industry across Canada. In the Greater Toronto Area alone, for instance, there are approximately 16,000 ride-sharing drivers. The most well-known ride-sharing service is Uber; drivers use the Uber app to connect with paying passengers...
What is Attendant Care? If you are injured in a car accident in Ontario, your standard policy of auto insurance carries a provision for access to attendant care benefits. The attendant care benefit can be used to pay for reasonable and necessary expenses that you or...
The Insurance Act requires insurers to attempt to settle claims arising from car accidents as “expeditiously as possible." The Act also requires that either party to a motor vehicle action participate in mediation if the other side requests it. But what kind of teeth...
In September 2010 the Ontario government slashed the medical benefits you could get under your car insurance policy for injuries suffered in a motor vehicle accident. The $100,000 limit for treatments (those not covered by OHIP) was reduced to $50,000. For accident...
You purchase insurance coverage for a variety of reasons. Sometimes because it is mandated by law, sometimes it is to protect your family or assets, and sometimes it is to provide you with peace of mind that you will be taken care of if something goes wrong. In the...
Insurance Brokers and Insurance Agents are the professionals that we count on to advise us about the different insurance policies and coverages that are available to protect our businesses and our families from fires, car accidents and disability. Not all insurance...