OCF-19: Application for Determination of Catastrophic Impairment

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What is the OCF-19?

If you think you have suffered a catastrophic impairment from a motor vehicle accident, you must complete the OCF-19 (Application for Determination of Catastrophic Impairment) and submit it to your auto insurance provider. Completing and submitting this application is an important first step in establishing whether you have a catastrophic impairment. We, therefore, recommend that you hire a personal injury lawyer. They can help you complete the application by answering any questions that you may have.

Click here to download the OCF-19.

OCF-19: Application for Determination of Catastrophic Impairment 

What type(s) of benefits are available to people determined to have suffered a catastrophic impairment?

Individuals who have successfully demonstrated that they have a catastrophic impairment can receive enhanced benefits, such as extended-medical, rehabilitation, attendant-care benefits, housekeeping and caregiver benefits, and other benefits. McNally Gervan can help determine which benefits you qualify for based on your injuries and build a case on your behalf. By hiring a personal injury lawyer to oversee your catastrophic impairment claim, you can also forego the stressful procedure of interacting with the insurance company, its legal team, and its medical experts. Meanwhile, you can focus on recovering, and our personal injury lawyers can help you do exactly that.

How is catastrophic impairment determined?

The OCF-19 outlines what your insurance company needs in order to determine whether you are catastrophically impaired. Furthermore, your family physician will need to confirm when they treated you, how long you were in their care and which injury they believe you sustained. Your family physician will also need to record whether you now suffer from one or more of the following physical and mental impairments:

  • an amputation;
  • an inability to use a limb; 
  • a traumatic brain injury;
  • loss of ambulatory mobility; 
  • paraplegia;
  • tetraplegia; or
  • vision loss.

These forms may seem complicated. However, to avoid a scenario where you receive a diminished or delayed pension, a personal injury lawyer will help you complete these forms correctly. That way, you will receive the compensation you rightfully deserve.

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The personal injury lawyers at McNally Gervan LLP understand the system and are here to help car accident victims in Ottawa get the support they need and the benefits they deserve.

If you have a question or need assistance, our team of personal injury lawyers is here to help. We know every personal injury case is unique and we work hard to make sure our clients are fairly compensated.

If you are unable to travel to our downtown Ottawa office, one of our lawyers or paralegals can come to meet you at your home or some other convenient location. During the free consultation, we will get to know you and to understand the nature of your injuries, as well as the impact the accident is having on you and your family. Contact us for a free Consultation. We know it’s personal.