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What if You Become Injured By An Uninsured Motorist?

The auto insurance system in Ontario has many integrated protections aiming to provide compensation to those injured in motor vehicle accidents. All motorists in the province must carry minimum liability insurance of $200,000. However, most typical auto insurance policies bear the Family Protection Endorsement, which protects motorists without an official liability insurance policy when they cause an accident. The Family Protection Endorsement provides coverage equal to your policy's liability limits to the at-fault motorist (who did not have an official liability insurance policy). This coverage comes into effect to serve as the at-fault motorist's coverage should have had from the outset. [...]

What if You Become Injured By An Uninsured Motorist?

Can Drivers Injured in Hit-and-Run Accidents Recover Damages?

Ontario law requires people who own motor vehicles to have auto insurance. Therefore, if you become injured and it is impossible to identify the other motorist who struck your vehicle, you could still recover some of your claimed damages.  Submitting a Report to the Police Ensure that you submit the hit-and-run incident to the police. According to paragraph 5.3.5 of the Ontario Automobile Policy, you have 24 hours to submit the hit-and-run report of the accident in which there has been a bodily injury: 5.3.5 Accidents Involving Unidentified Automobiles  If an unidentified automobile causes bodily injury or death to an insured [...]

Can Drivers Injured in Hit-and-Run Accidents Recover Damages?

Should I Wear a Helmet?

A cyclist’s age is the determining factor in whether they should wear a helmet. In The Highway Traffic Act (HTA), Section 104 reads, in part: Bicyclists to wear a helmet (2.1) Subject to subsection 103.1 (2), no person shall ride or operate a bicycle on a highway unless the person is wearing a bicycle helmet that complies with the regulations and the chin strap of the helmet is securely fastened under the chin. 2009, c. 5, s. 36 (1); 2015, c. 14, s. 36 (2). Duty of parent or guardian (2.2) No parent or guardian of a person under sixteen years of [...]

Should I Wear a Helmet?

Who is the Right Lawyer For Me?

Finding the right lawyer to represent you in your personal injury claim can be challenging. You deserve a reputed expert with demonstrable experience handling cases such as yours. When it comes to searching for the right lawyer, one size does not fit all. In other words, you should seek a lawyer who is experienced in the area of law relevant to you: someone familiar with your kind of case and its unique issues. For example, you would not hire an environmental lawyer for your defamation case or an immigration lawyer for your copyright case. Take the time to conduct a thorough [...]

Who is the Right Lawyer For Me?

Proving Negligence and Fault in a Personal Injury Claim

Although the total number of motor vehicle accidents involving fatalities and injuries is declining due to better manufacturing practices, they are occurring at a very alarming rate. In 2017 alone, there were 155,000 motor vehicle accidents across Canada. When someone becomes injured in a motor vehicle accident, they can choose to file a lawsuit against the person who was also involved in the accident. To win their case, they must prove that the other person was at fault by acting negligently. The question then becomes, how do they prove the other person acted negligently? Keep reading to learn the answer! Defendant’s [...]

Proving Negligence and Fault in a Personal Injury Claim

What Pain-and-Suffering Compensation Means

Pain-and-suffering compensation is another term for non-pecuniary compensation. In other words, it aims to cover losses for which money alone cannot compensate. The following situations are examples of loss of the enjoyment of life due to pain and suffering: You experience chronic depression after suffering a fall. You cannot engage in physical activity or sports due to your injuries. You suffer facial disfigurement due to a car accident. From time to time, our team at McNally Gervan Personal Injury Lawyers of Ottawa will ask you to provide us with lifestyle impact statements. These statements substantiate your case. You need to inform [...]

What Pain-and-Suffering Compensation Means

What to Consider When Disputing an Insurance Claim

It is not easy to deal with large insurance companies. Often, you walk away with more questions than answers. Complex policies can often leave insured persons wondering about the extent of their coverage and unable to know what they qualify for.  Insurance is a necessary (even if undesirable) aspect of life. With it, you can protect yourself and your family if something happens to you or a loved one. Nevertheless, insurance companies can withhold payouts even to contributors who never miss a payment and pay punctually. Such an experience can be shocking when you need support the most.  Below are the [...]

What to Consider When Disputing an Insurance Claim

Suing for Damages after an Accident

Getting into a car accident is the last thing on a person’s mind when they walk out their door and head to their vehicle. Nevertheless, it happens across Canada approximately 440 times every day. We at McNally Gervan Personal Injury Lawyers of Ottawa understand how painful and terrifying accidents can be when they happen. Even if the accident is a minor one, the price of fixing the vehicle damage and the cost of medical treatment can still be high. The victim may wonder how they will find relief from the pain of their injuries or how they will pay for the [...]

Suing for Damages after an Accident

The Aftermath of Losing a Loved One

Every person matters to many people. Now, our laws finally reflect this long-acknowledged fact. As a family member, you can sue for the death or injuries caused to your loved ones. Although the compensation received often does not match what is justified, that trend has begun to change in recent years. Here at McNally Gervan Personal Injury Lawyers of Ottawa, we have secured compensation over the years for hundreds of people who have lost loved ones to negligence and accidents. Eligibility to Submit a Claim Family members who are parents, children, spouses, siblings and grandchildren of their deceased loved one may [...]

The Aftermath of Losing a Loved One

Hiring a Personal Injury Lawyer

McNally Gervan Personal Injury Lawyers of Ottawa get our clients the compensation they deserve. We have been representing injured claimants for many years. We have a solid reputation for protecting our clients’ rights and getting them the maximum compensation for their personal injury claims. McNally Gervan personal injury lawyers tactfully approach every claim they handle.  The personal injury lawyer will help you make wise decisions. Hiring a personal injury lawyer will make the process less stressful because they will outline the components of a personal injury claim and will explain all your legal options. The personal injury lawyer will build your [...]

Hiring a Personal Injury Lawyer

At McNally Gervan we represent accident victims who have suffered catastrophic and serious personal injuries. We have the experience, the determination, and the resources to level the playing field. Contact us for a free consultation with a personal injury lawyer and tell us what happened.

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