Long Term Disability (LTD) claims against insurers often give rise to limitation issues that require counsel to remain alert. Especially, problems can arise when counsel assume the limitation period has not begun to run while an appeal process (internal to the...
The victim of a car crash or other injury is rarely alone, as their injury often has a serious impact on their family. The victim may need to depend on their family members for personal care, transportation, and other forms of assistance. They may also lose the...
During the Progressive Era of the 1900’s, a period characterized by widespread social activism and political reform in the United States, public health and safety concerns took the form of awareness campaigns. One such campaign proclaimed: “Carefulness costs you...
But Your Doctors Say You Are Still Disabled? It is not uncommon for doctors and insurance companies to have differing opinions about returning to work. Usually, the disagreement about eligibility for ongoing long-term disability benefits occurs when the...
If you are injured in an accident or suffer a sickness/illness that prevents you from attending work, you may have access to short-term and long-term disability coverage through your employer or other private insurance coverage. This coverage replaces your income...