Legal Assistance

Can you continue to work while getting long-term disability benefits?

The long-term disability policies.

Yes, the majority of long-term disability policies let you continue working while receiving benefits. What is permitted varies significantly from plan to plan, though.

For instance, the CPP disability, WSIB, and individual disability insurance plans usually permit you to have a part-time job and still receive benefits. In some circumstances, you can work part-time. The plan determines how much you can make.

On the other hand, if you can work part-time or occasionally, group long-term disability insurance will not pay benefits. These insurance providers will claim you are capable of more if you can put in some effort. They will make an exemption for relatively little employment, such as selling crafts or volunteering. They will also make an exception if you are employed as part of a rehabilitation programme. Since these programmes only last a few weeks on average, the insurance continues to provide benefits.

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